Landlord

When you invest in a property to rent out, it becomes someone else's home but your source of income. If it is damaged it's good to know State is here to help.

What you're covered for:

• actual replacement cover for accidental and sudden loss or damage to your property if you choose to cover the house
• automatic cover for your contents up to $10,000 at their present value, or higher if requested
• up to 6 weeks loss of rent if the property is vacated without notice
• up to 12 weeks loss of rent if you evict a tenant
• up to 6 weeks loss of rent if the tenant can legally stop payment
• up to 52 weeks loss of rent if the property cannot be lived in as a result of sudden and accidental loss or damage
• up to $25,000 for malicious damage or theft by tenants
• up to $1,000,000 legal liability protection
• 'top up' of Earthquake Commission cover

For full details of the cover provided read the Landlord policy document (PDF).

Discounts to help you save

Ask us if you qualify for:

• a No Claim Discount of up to 40%.
• a premium discount for having a higher excess.
• a Multi Policy Discount - when you take out a State Landlord policy, if you also have your contents in your own home insured with State you'll qualify for our Multi Policy Discount.
• a Years of Insurance Discount - if you hold your landlord policy with us for more than a year you qualify for an additional discount on your premiums.

To find out more or to speak to a State sales representative about your insurance needs call us on 0800 80 24 24 or visit your local State Sales Centre.