Boat Insurance Policy

Boat Insurance Policy

Boat

Whether you're sailing the high seas or cruising the coastline, it's important to be prepared for the unexpected. That's where State can help.

What you're covered for:
  • accidental and sudden loss or damage to your boat
  • sails, outboard motors and protective covers at their market value
  • specified recreational gear, up to the sum insured
  • personal effects such as mobile phones and cameras up to the specified value
  • transport costs following the loss of the boat
  • towing costs up to $500 following a breakdown
  • costs incurred to prevent imminent loss to your boat
  • costs for raising or removing the boat
  • salvage costs and wreckage removal costs
  • expenses up to $1,500 for court proceedings or statutory enquiries
  • legal expenses up to $5,000 for defending a manslaughter charge
  • legal liability protection up to $2 million
  • optional racing risks cover (for sails, masts, spars and rigging)

 

For full information about the cover provided please read the Boat policy document (PDF)

 

To find out more or to speak to a State sales representative about your insurance needs call us on 0800 80 24 24.