Save on your Contents Insurance Premiums
Here are six great ways to save on your contents insurance premiums with State.
- 10% Multi Policy Discount - If you have your contents insured with State, when you take out another home, car, contents, motorcycle or landlord policy with us you may qualify for a Multi Policy Discount.
- No Claim Discount - If you've been claim-free for a year or more, you may qualify for a No Claim Discount on your premium of up to a maximum of 40%.
- Linked Policy Discount - If you insure both your home and your contents at the same address, you can choose to link them as a single policy called HomePack, which may qualify you for our Linked Policy Discount.
- Years of Insurance Discount - If you have held your insurance policy with us for more than a year you may qualify for a Years of Insurance Discount.
- Burglar Alarm Discount - If your home has a professionally installed alarm, you could be entitled to a premium discount (if the alarm meets our requirements).
- Voluntary Excess Discount - You can choose a higher voluntary excess which means you may qualify for lower premiums. Please note that in some cases your insurance cover may have an imposed excess so this will not apply.
Please note: Discount apply to the base premium amount (or the net base premium after deduction of any other discount(s) and do not apply to GST, Fire Service Levy or Earthquake Commission Levy components of your premium, or to any extensions you may have on your cover.