Here are five great ways to save on your home insurance premiums with State.

1. 10% Multi Policy Discount - When you have home insurance and you take out contents with us you may qualify for our Multi Policy Discount.
2. No Claim Discount - If you've been claim-free for a year or more, you may qualify for a No Claim Discount on your premium of up to a maximum of 40%.
3. Linked Policy Discount - If you insure both your home and your contents at the same address, you can choose to link them as a single policy called HomePack, which may qualify you for our Linked Policy Discount.
4. Years of Insurance Discount - If you have held your insurance policy with us for more than a year you may qualify for a Years of Insurance Discount.
5. Voluntary Excess Discount - You can choose a higher voluntary excess which means you may qualify for lower premiums. Please note that in some cases your insurance cover may have an imposed excess so this will not apply.