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Our Business assets insurance protects your buildings, contents, stock and customers goods.
What you're covered for…
Covers your business assets for sudden and accidental damage. If they’re repairable, we’ll either get them fixed, so they’re as close as possible to the condition they were in when new or we’ll pay the cost of repairs.
If specified on the policy, business assets may include buildings and service facilities, signs, walls, gates, fences, paving and landscaping.
We also cover your business machinery, plant tools, fixtures and fittings, furnishings and furniture, tenant’s improvements and equipment. The cover also extends to items while they’re temporarily away from your place of business servicing.
Stock and materials you use for your business are also covered, and the cover extends to stock up to $10,000 whilst it’s being transported in a vehicle that you use for your business.
Covers expenses involved in reinstating your business assets such as architects’ and surveyors’ fees.
Covers costs you incur in trying to prevent damage to your assets.
Download a copy of our Business asset insurance policy
This information is intended as a guide only. There are exclusions and limits to the cover we provide. For a copy of our Business assets insurance policy wording.
Have any questions?Give us a call 0800 80 24 24
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State Insurance is a business division of IAG New Zealand Ltd