Get great discounts
Enjoy a multi-policy discount of up to 10%, a no claim discount of up to 65% and an online only discount of up to $75*.
One agreed value
We'll pay the value that we agreed when you took out or last renewed your insurance policy, rather than the market value
Collect Fly Buys™ or Airpoints™
Collect Fly Buys points or Airpoints Dollars on every policy with State.
Damage to someone else's vehicle or property
Legal liability protection for damage and injury you cause up to $20 million
Guarantee on most repairs by our approved repairer network
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Over 1,000 Roadside Rescue vehicles are on call 24/7 around the country. No matter where you are, or who’s driving your car, help is just a phone call away - 0800 80 24 24
Windscreen glass cover
If you’re claiming for accidental damage to your car’s windscreen, windows, sun-roof or driving lights, there’s no excess to pay and you won’t lose your no claims discount.
We’ll provide a hire car for you (or pay you $50 a day) for up to 14 days, if your car is being repaired, or is unrecovered after being stolen.
If you get a quote and want to buy online you can do so annually by credit card or debit card or monthly or fortnightly by direct debit from your bank account.
Otherwise if you would like to pay annually, you can do so by: credit card over the phone, eftpos or cash at your local post shop, with a debit card or by posting a cheque.
If you prefer to pay monthly, or fortnightly your options are direct debit from your bank account, or credit card.
When you switch from another insurer to State you’ll need to contact them and ask that they cancel your cover from the date your new cover begins.
Under an agreed-value policy, if you have an accident and lodge a claim, then provided the vehicle was, in our opinion, in a good and well-maintained condition when the loss happened, we'll pay the exact value you and State agreed.
For more information please refer to your policy wordings or call us anytime on 0800 80 24 24
The minimum period for insuring a vehicle is 12 months. However, we will not insure a car if the owner is in the process of selling it. You can cancel a policy at any time, and you’ll receive a refund of any payments for cover beyond that date.
No, there is no fee for cancelling a policy. If you’ve been paying in advance, we’ll refund any “unused” premium.
This is calculated automatically based on your insurance and claims history.
You guys are great! Have only made a couple of claims over the last few years, and each time I have had items fixed/replaced within a week, no hassles at all.
State Insurance. Don’t need them often but so good. 5 minute phone call sorting out a claim. No drama just polite & helpful. Love it.