Contents comprehensive

Food spoilage
If your refrigerator or freezer stops working or there’s a prolonged power cut, we’ll pay to replace food items that perish, just not if the food was for business. This cover will also pay to have the defrosted freezer cleaned before you fill it back up again.

Credit card theft
If your credit or debit cards are stolen and used fraudulently, we’ll pay up to $500 towards money that can’t be recovered.

Fatal injury
If you’re fatally injured because of a fire or burglary in your home, we’ll pay $7,500 to your legal representative.

Intentional damage
We'll cover your belongings if they're damaged by a fire or explosion that's intentionally caused by a tenant or someone living in your home other than you, your partner or a family member.

Stress payment
If we pay a claim for the total loss of the contents, we’ll pay you an $1,000 for the stress you have suffered. You can spend this however you want.

Up to $10,000 for a single ornament or work of art
If you have a valuable ornament or work of art. you can rest assured it’s covered for up to $10,000. If you have lots of high value items we recommend you specify them on your policy to ensure they’re covered.