Get more from your travel insurance
*International Plan I and Domestic Cancellation Plan C only.
**Discounts only apply to premiums for standard policies net of Government levies and GST (if applicable). Discounts do not apply to premiums for cover additional to standard policies or to any minimum premium.
Travel insurance at a glance
|Summary of policy benefits||International Plan I
Maximum benefit limits
|Domestic Plan D
Maximum benefit limits
Plan C Maximum benefit
limits (per adult)
|Medical and dental expenses||$unlimited +*||up to $1,500||n/a|
|Additional expenses||$unlimited +°||up to $10,000||cover chosen #|
|Amendment or cancellation costs||cover chosen +^||$10,000||cover chosen #|
|Luggage and travel documents||up to $25,000 ¯||up to $5,000 ¯||n/a|
|Delayed luggage allowance||up to $1,500||n/a||n/a|
|Money||up to $500||n/a||n/a|
|Rental car insurance excess||up to $10,000||up to $4,000||n/a|
|Travel delay||up to $2,000||up to $750||n/a|
|Resumption of journey||up to $5,000||n/a||n/a|
|Hospital incidentals||up to $8,000||n/a||n/a|
|Hijacking||up to $8,000||n/a||n/a|
|Loss of income||up to $9,000 +~
(up to $1,000 per month)
|up to $2,250 +~
(up to $250 per month)
|Disability||up to $15,000 +~||up to $10,000 ~||n/a|
|Accidental death||up to $15,000 +~||up to $10,000 ~||n/a|
|Legal expenses||up to $10,000||up to $5,000||n/a|
|Personal liability||up to $2,500,000||up to $200,000||n/a|
* Medical cover will not exceed 12 months from onset of the medical condition. Medical and dental expenses cover is limited to $1,500 for treatment provided in New Zealand. This $1,500 sub-limit does not apply to Plan I Area 9.
+ For customers 70 years or over reduced maximum limits may apply. Limits will be shown on the Certificate of Insurance.
^ Cover chosen applies per policy. See page 7 of the Policy Wording.
¯ Item limits apply. See page 7 of the Policy Wording.
# You can choose $200, $400, $600, $800 or $1,500.
~ The maximum liability collectively for Sections 12, 13 and 14 of the Policy Wording, shall not exceed $15,000 on Plan I and $10,000 on Plan D.
This is only a summary of the benefits provided. Please refer to the Policy Wording. for details of the cover provided. Please read the entire document carefully to understand what the relavant policy covers. Importantly, please note that conditions, exclusions, limits and sub-limits apply and this summary of benefits table may change at any time.
24 hour emergency assistance
For our International policy you’ll have access to emergency assistance at all times from anywhere in the world so we’re always here to help.
When you call, please have the following information ready
- Your policy number
- A phone number we can call you back on
Please call DIRECT and TOLL FREE from:
|USA||1866 894 5264|
|Canada||1877 416 3486|
|UK||0808 234 4360|
|Australia||1800 810 095|
From all other countries call+64 (0) 9 300 8580
If you’re experiencing difficulties please try the following numbers:
|Phone||+64 (0) 9 300 8580|
|Fax||+61 (0) 2 9954 6250|
For general enquiries please call 0800 500 325 or +64 (0) 9 300 8582.
State Travel Insurance is underwritten by Great Lakes Reinsurance (UK) PLC trading as “Great Lakes New Zealand”. IAG New Zealand Limited (“IAG”), of which State is a business division, is not the insurer. IAG receives a commission for the issue of State-branded travel policies arranged through Cover-More (NZ) Limited (“Cover-More”). Cover-More administers the policy and acts on behalf of Great Lakes New Zealand. IAG does not guarantee Great Lakes New Zealand or Cover-More.GET A QUOTE
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