Save on insurance with State
Click on the links below to find out how to save on your insurance policy:
Call us on 0800 80 24 24 to see if you're eligible for any discounts or just to find out more. Discounts apply to the base premium amount only and not to government levies, GST or optional extensions.
- 10% Multi Policy Discount - If you have your vehicle insured with State, when you take out contents insurance with us you may qualify for our Multi Policy Discount.
- 65% No Claim Discount for Life – If you have Comprehensive Car or Comprehensive Motorcycle insurance with State, you may qualify for a No Claim Discount on your premium of up to a maximum of 65%. If you've been claim-free for 2 years, you could qualify for our maximum 65% No Claim Discount for Life from the day you take out your policy.
- Years of Insurance Discount - If you have held your policy with State for more than a year you may qualify for a Years of Insurance Discount.
- Immobiliser Discount - If your vehicle has an approved immobiliser, you could be entitled to a premium discount.
- 10% Multi Policy Discount - If you have your contents insured with State, when you take out another home, car, contents, motorcycle or landlord policy with us you may qualify for a Multi Policy Discount.
- No Claim Discount – If you've been claim-free for a year or more, you may qualify for a No Claim Discount on your premium of up to a maximum of 40%.
- Linked Policy Discount - If you insure both your home and your contents at the same address, you can choose to link them as a single policy called HomePack, which may qualify you for our Linked Policy Discount.
- Years of Insurance Discount - If you have held your insurance policy with us for more than a year you may qualify for a Years of Insurance Discount.
- Burglar Alarm Discount - If your home has a professionally installed alarm, you could be entitled to a premium discount (if the alarm meets our requirements).
- Voluntary Excess Discount – you can choose a higher voluntary excess which means you may qualify for lower premiums. Please note that in some cases your insurance cover may have an imposed excess so this will not apply.
Back to top
- 10% Multi Policy Discount - When you have home insurance and you take out contents with us you may qualify for our Multi Policy Discount.
- No Claim Discount – If you've been claim-free for a year or more, you may qualify for a No Claim Discount on your premium of up to a maximum of 40%.
- Linked Policy Discount - If you insure both your home and your contents at the same address, you can choose to link them as a single policy called HomePack, which may qualify you for our Linked Policy Discount.
- Years of Insurance Discount - If you have held your insurance policy with us for more than a year you may qualify for a Years of Insurance Discount.
- Voluntary Excess Discount – you can choose a higher voluntary excess which means you may qualify for lower premiums. Please note that in some cases your insurance cover may have an imposed excess so this will not apply.
Back to top
- 10% Multi Policy Discount - If you have a Landlord policy with State, when you take out contents insurance with us you may qualify for our Multi Policy Discount.
- No Claim Discount - If you’ve been claim-free for a year or more, you may qualify for a No Claim Discount on your premium of up to a maximum of 40%.
- Years of Insurance Discount - Once you've held your Landlord policy with State for more than a year you may qualify for our Years of Insurance Discount.
- Voluntary Excess Discount - you can choose a higher voluntary excess which means you may qualify for lower premiums. Please note that in some cases your insurance cover may have an imposed excess so this will not apply.
- No Claim Discount - If you’ve been claim-free for a year or more, you may qualify for a No Claim Discount on your premium for comprehensive commercial motor vehicle policies.
- Security Discount - If your vehicle has an approved alarm and/or immobiliser, you could be entitled to a premium discount.
Back to top