Making a contents catalogue in the cloud

LIVING | 22 May 2019

Keep track of your stuff with an online contents locker

Creating a contents catalogue sometimes sits at the bottom of our to-do list when it should be more of a priority.

Think of your contents locker in the cloud as a much safer way of keeping track of all your purchases. It’s a place where you can take stock of everything you own, and pull up evidence of your ownership should you need to for a police report or insurance claim.

Here's a quick and easy guide to making one for yourself so you can cross this off your to-do list once and for all.

How to set up your contents locker:

1. Use a pre-existing template, such as NZ Police’s Snap, or make your own contents locker on a cloud storage site such as

2. Go through each room in your house systematically, taking note of each major purchase with a short description, photo and details of how much it cost you – along with the receipt, if you have it. Add new purchases to your locker as you make them.

Why bother?

Besides keeping all your receipts in one place for easy reference, an online locker also helps you know how much your contents is worth.

Knowing exactly what you own and the value of it all helps you make smarter decisions about your insurance, as you know exactly what you need, rather than ‘guestimating’ – leading to under- or over-cover.

Do a quick asset assessment with the State Contents Calculator

If you don’t have the time right now to set up a contents locker, our contents calculator might be a good place to add up your assets in the interim. People often find in doing this that they own more than they think. If this is you too, you may want to then find out more about State’s contents insurance at – or by giving us a call on 0800 80 24 24.

Our phone lines are much busier than usual, so there may be a long wait.

Did you know you can pay, claim, cancel, and more online? View all online options.

Alternatively, talk to Sam, our Chatbot, who can help with simple insurance questions.