When you buy insurance, we like to think you're buying a promise. A promise that when things go wrong, we'll be there to get it sorted. We like to go above and beyond to make sure you're ok. That's why when Nicky experienced aggressive behavior from the other person involved in her accident, we took over communication and made her feel safe again.
Check out Nicky's claim story to find out how we helped her after her car accident. Check out Nicky's claim story to find out how we helped her after her car accident.Get a quote
*Discounts apply to the base premium amount (or the net base premium after deduction of any other discount(s)) and do not apply to government levies, GST or optional extensions.
Save $50 on comprehensive, $25 on third party, fire and theft, or $10 on third party only car insurance online. Discount applies to first year’s premium. The offer may change or end at any time.Terms and conditions apply.
For just $30 extra each year, you’ll get up to three free Roadside Rescue call-outs over 12 months. No matter who’s driving your car, 24/7 help is just a phone call away. Available with all State car policies.
For a small extra cost, we’ll waive your excess for windscreen and glass claims (windows, sun-roofs or driving lights). Available with all State car policies.
We’ll provide a hire car and if we’re unable to arrange this, we’ll pay $50 a day, for up to 14 days while your car's being repaired or if it has been stolen. Available with State Comprehensive Car Insurance only.
Insure your car and contents with us and save with our Multi-Policy Discount.
Get a quote and buy, lodge a claim or manage your insurance online with My State, your online account.
Log into My State and lodge your claim online.
State is the only general insurance company that hands out Fly Buys points. Collect Fly Buys on every policy with us. Fly Buys T&Cs apply.
Yes, you can adjust your policy excess where this option is available.
Please note, however, that most car policies have fixed excesses. To find out whether your excess can be adjusted, please email us.
You can collect Fly Buys points if you’re a Fly Buys member and have given us your Fly Buys number.
If you need to make a claim on your personal motor vehicle, home or contents policies, you can do this online. For all other policy types, please call us on 0800 80 24 24.
You can pay your premiums online, as a bill payment by phone or internet, by credit card over the phone, but direct debit, by cheque, or in person at your nearest New Zealand Post. View full answer
To be eligible for our multi-policy discount, you’ll need to have your contents insured with State plus one other qualifying policy. We’ll apply this discount to every policy that qualifies for it. View full answer
Cover for windscreen damage can be added to all car policies, including, comprehensive, third party, fire and theft and third party only policies. When you add the windscreen extension cover to your policy, you can claim for any accidental damage to your windscreen, windows, sunroof, and driving lights without having to pay an excess.
We recommend that you name any driver who’s under 25, or is likely to drive your vehicle on a regular basis. In the event of an accident, young drivers who aren’t named on your policy will pay a higher excess than those who are. View full answer