Which house insurance is right for you?

  • Home Comprehensive

    Home Comprehensive

    Our widest cover for your home up to the amount you choose to insure it for. Cover for all sorts of unwanted surprises, like broken glass or weather events.


  • Homepack Comprehensive

    Home & Contents Comprehensive

    Save when you combine our Home and Contents Comprehensive policies under our HomePack Comprehensive deal.



Compare policies

Additional benefits

  • Save with State

    Save with our mutli policy discount. Insure your contents and either car or house with us to claim your discount.

    Find out more
  • Do it online

    Get a quote, buy a policy, lodge a claim or manage your insurance while on-the-go with a My State online account.

    Find out more
  • Flybuys

    Earn Flybuys

    State is the only general insurer that offers Flybuys. Collect Flybuys on every policy with us.

    Flybuys T&Cs apply.

    Find out more


Compare your house insurance options

Multi-policy discount*
Legal liability cover up to $1,000,000
Sudden and accidental damage to your home
Alternative accommodation up to $20,000
Hidden gradual damage from leaking water in certain circumstances
Restoration of your garden or lawn
$250 excess for glass breakage
Replacement of keys and locks up to $500
Sudden and accidental damage to your belongings
Home office contents up to $7,500
Repair or replacement cover for most of your belongings
Cover for valuable single items up to a set limit
Included

Not included

You may also be interested in

Contract works
insurance

Find out more

Landlord insurance

Find out more

Home Essentials

Find out more


Our phone lines are much busier than usual, so there may be a long wait.

Did you know you can pay, claim, cancel, and more online? View all online options.

Alternatively, talk to Sam, our Chatbot, who can help with simple insurance questions.