If only everything in life was this simple.

If you’re young and have no pre-existing medical conditions, you could get a quote and be covered in the next 5 minutes.

What you get

Life cover

With a lump sum of up to $500,000.

What you can add

Loan & Rent cover

Up to $4,500 per month for up to six months, if you can't work.


Up to $4,500 per month for three months.

Why do I need Simple Life?

Why do I need Simple Life?

If you have a partner, kids, you're renting or you have other responsibilities, Simple Life can take care of them if you can't.

Choosing Simple Life means there are fewer questions to answer but you won't be covered for pre-existing medical conditions or hazardous activities.

Some things to think about

Some things to think about

  • What would happen if you were made redundant tomorrow?
  • Could you get by if you couldn't work for four weeks or more?
  • What if you were diagnosed with a terminal illness?

Work out how much cover you need with our life insurance calculator.

Get Simple Life in three easy steps

Get a quote in 30 seconds.

Read the legal stuff and get covered.

Get your policy details emailed straight away.

Other life cover options

TotalCareMax icon


Fully underwritten, your cover is customised based on your lifestyle, health and occupation.

Accidental injury cover icon

Accidental injury cover
(Injury Cover)

Helps you get by if you're seriously injured.

Can't see the answer you’re looking for? Give us a call on 0800 782 835