Busy people have to juggle priorities to get through their day-to-day – and this means even the most focused person will drop the ball every now and then. Mistakes can range from the annoying (losing your glasses, treading on your laptop or dinging your vehicle in the car park) to the more serious, such as leaving your home vulnerable to thieves by forgetting to close windows and lock doors.
Whatever the mishap, it interrupts the flow of life, often causes stress and inconvenience, and, even if covered by insurance, usually costs some of your hard-earned money if there is an excess amount in your policy. But mistakes happen, right? That’s just part of life, especially a busy life.
We commissioned research to find out when we are most likely to make common mistakes leading to an insurance claim – things like leaving a tap running or reversing the car into an obstacle. The Mistake Report examined 89,608 car, home and contents claims covering the period from July 2019 to June 2020, to reveal patterns around when and why we make these blunders.
*Analysis includes State claims data, 1 July 2019-30 June 2021 and publicly available police, NZ Transport, Statistics NZ and weather data, 1 January-31 December 2020.