1. The State Monthly 25,000 Bonus Fly Buys Points Promotion (“Promotion”) is run by State, a business division of IAG New Zealand Limited, 1 Fanshawe Street, Auckland (“State”).
  2. Information on how to enter the Promotion forms part of these terms and conditions. By entering the Promotion, you agree to be bound by these terms and conditions.
  3. 3. The Promotion commences at 12:00am on Sunday 1 July 2018 and closes at 11:59pm on Sunday 30 June 2019 (“Promotion Period”).


  1. Entry is open to any State customer who is a resident of New Zealand and who holds a current and valid State insurance policy during the Promotion Period, provided they have:
    1. made at least one premium payment on that policy; and
    2. a registered a Fly Buys card number linked to that policy, (“Eligible Customer”).
  2. Employees of IAG New Zealand Limited and Loyalty NZ are ineligible to win.
  3. Each Eligible Customer will receive one entry into each of the monthly prize draws provided that they continue to meet the eligibility criteria set out in clause 4.


  1. There are 12 monthly prize draws. One prize winner will be drawn at random within 5 business days following the last day of each month during the Promotion Period. The first eligible entry drawn will receive the Prize
  2. Each monthly prize consists of 25,000 bonus Fly Buys points (“Prize”).
  3. An Eligible Customer can win only one Prize in the Promotion.
  4. State will make reasonable efforts to notify winners that they have won. If, after reasonable efforts have been made by State, the winner cannot be contacted within 5 business days of the weekly prize draw, State may at its discretion: (a) deem the winner to have forfeited their right to the Prize; and (b) re-draw another eligible winner in accordance with these terms and conditions.
  5. The bonus points will be applied to the winner’s Fly Buys account within 5 business days of the winner being notified (or such later date as required by State).
  6. The Prize is not transferable and cannot be exchanged for cash. State is not responsible or liable for any Eligible Customer’s inability to use the Prize.
  7. State’s decision is final and binding and no correspondence will be entered into.
  8. State reserves the right to change the specifics of any Prize at its sole discretion.


  1. State reserves the right to terminate or amend any aspect of this Promotion without notice at any time.
  2. State is not responsible or liable for any winner’s inability to use his/her Prize.
  3. State takes no responsibility for any misdirected, lost, incomplete, damaged, corrupted, incorrectly submitted or late entries, or any human error, technical malfunctions, lost or delayed data transmission, computer or network failure, or any other interruption that may affect the conduct of this Promotion or the prize draw.
  4. State and its related bodies corporate will not be liable for any loss, damage or injury suffered or sustained (including but not limited to direct or consequential loss or loss arising from negligence) arising directly or indirectly out of or in connection with the Promotion or any Prize.
  5. Fly Buys Membership Terms and Conditions apply and can be viewed at flybuys.co.nz.


  1. Information collected from all entries will be securely held by State. State may contact any or all entrants using the contact details provided in their entries for the purpose of the Promotion generally and for marketing and promotional purposes. State may disclose entrants’ personal information to its contractors, agents and Loyalty NZ in the course of conducting this Promotion and for marketing and promotional purposes. All entrants have the right to access and correct their personal information in accordance with the Privacy Act 1993 by contacting State in writing at the address above.

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