1. The 50 Fly Buys bonus points offer ("Promotion") is conducted by State Insurance ("Promoter"), a business division of IAG New Zealand Limited ("IAG") 74 Taharoto Road, Takapuna, Auckland 0622 on behalf of the underwriter Sovereign Assurance Company ("Sovereign"). By participating in the Promotion, participants agree to be bound by these terms and conditions.
  2. The promotion is open to Fly Buys members only who are residents of New Zealand, aged 18 years and over ("Eligible Members").
  3. To participate in the Promotion, Eligible Members must:
    1. purchase a new State Life policy (i.e. State TotalCareMax, State ValuePlus Funeral, State Accident or State Injury policy) ("Qualifying Policy") online or from a State Life sales agent.
    2. make a first premium payment on the new Qualifying Policy.
    3. be a member of the Fly Buys scheme (with a valid account) and specify their membership number in order to receive any Fly Buys bonus points.
  4. Normal underwriting criteria apply to all applications for new State TotalCareMax policies.
  5. Eligible Members will have the one off 50 Fly Buys bonus points credited to their Fly Buys account recorded against the relevant Fly Buys card and/or the Qualifying Policy after 30 days of their policy issue date (provided the first premium instalment has been paid).
  6. Fly Buys bonus points are not transferable or exchangeable for cash.
  7. Fly Buys terms and conditions will also apply and can be found at www.flybuys.co.nz.
  8. The Promoter reserves the right to terminate or amend any aspect of this Promotion without notice at any time.
  9. State TotalCareMax, State ValuePlus Funeral, State Accident and State Injury policies are underwritten by Sovereign Assurance Company Limited (“Sovereign”). IAG is not the insurer and does not guarantee the obligations of Sovereign.