1. The State Fly Buys The Other Kiwi Dream offer – 500 Bonus Points (“Promotion”) is conducted by State, a business division of IAG New Zealand Limited, 1 Fanshawe Street, Auckland 1010 (“State”).
  2. By participating in the Promotion, entrants agree to be bound by these terms and conditions.
  3. The Promotion commences on Sunday, 13 October 2019 at 12:00am and closes at 11:59pm on Saturday, 2 November 2019 (“Promotion Period”).


  1. The Promotion is open to customers who during the Promotion Period:
    1. are a resident of New Zealand and aged 18 years and over as at Sunday, 13 October 2019 and are not an employee of IAG New Zealand Limited or an immediate family member of an employee;
    2. purchase a new State car, home, contents or business policy, excluding travel or contract works policies (“Qualifying Policy”) in their own name. For the purposes of this promotion a landlord insurance policy is considered one Qualifying Policy. Multiples of the same type of policy will qualify for the Promotion subject to clause 9 below;
    3. have a registered Fly Buys card number linked to their Qualifying Policy at the time that they make the purchase in clause 4(b) and provide their Fly Buys details at the time of the purchase;
    4. have met all payment requirements under a Qualifying Policy (including making at least one payment on the Qualifying Policy before 30 November 2019); and
    5. have not cancelled their Qualifying Policy (“Eligible Customer”).
  2. Renewals, replacements, mid-term adjustments, re-keys, downgrades or the reinstatement of an existing State policy (as determined by State in its sole discretion) do not qualify as purchasing a Qualifying Policy under clause 4(b).


  1. Eligible Customers will receive 500 bonus Fly Buys points (“Reward”) for each Qualifying Policy purchased (subject to clause 9 below).
  2. The Reward will be awarded to the Fly Buys account linked to the Qualifying Policy by 11 January 2020 (or such later date as is required by State). For the avoidance of doubt, State will not be obliged to award any Reward to any person where the conditions set out in these terms and conditions have not been met.
  3. The Reward is not transferable and cannot be exchanged for cash. State is not responsible or liable for any Eligible Customer’s inability to use his/her Reward.
  4. An Eligible Customer can claim Rewards on a maximum of 10 Qualifying Policies (ie 5000 Fly Buys bonus points)


  1. State underwriting criteria, policy terms and conditions apply.
  2. Fly Buys terms and conditions apply https://www.flybuys.co.nz/Pages/site/terms_and_conditions
  3. State reserves the right to terminate or amend any aspect of this Promotion without notice at any time.
  4. State and its related bodies corporate will not be liable for any loss, damage or injury suffered or sustained (including but not limited to direct or consequential loss or loss arising from negligence) arising directly or indirectly out of or in connection with the Promotion.
  5. State takes no responsibility for any misdirected, lost, incomplete, damaged, corrupted, incorrectly submitted or late entries, or any human error, technical malfunctions, lost or delayed data transmission, computer or network failure, or any other interruption that may affect the conduct of this Promotion.
  6. Information collected will be securely held by State, 1 Fanshawe Street, Auckland 1010. State may contact any or all participants for the purpose of the Promotion generally and for marketing and promotional purposes. State may disclose participants’ personal information to Loyalty New Zealand Limited, its Fly Buys partners, contractors and agents in the course of conducting this Promotion and for marketing and promotional purposes. All participants have the right to access and correct their personal information in accordance with the Privacy Act 1993 by contacting State in writing at the address above or by telephoning 0800 80 24 24.

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