Below are the terms of use for this website.
- Agreement to the Terms of Use
By accessing and browsing this website you represent that you have read, understood and accepted these Terms of Use (as updated from time to time).
- Changes to the Terms of Use
As we continually seek to improve our website, we may modify these Terms of Use from time to time. Please check these Terms of Use periodically for changes.
- Purpose and use of this website
This website is intended for use by people living in New Zealand or with insurable interests in New Zealand to provide information on, and access to, our insurance services. We make no representations that it is appropriate for other purposes and we can’t and don’t accept any responsibility if it is used for such other purposes. New Zealand law governs and New Zealand courts have exclusive jurisdiction.
- Business advice information
The business advice information provided is intended only to provide a summary of the topics covered. It does not purport to be comprehensive or to provide legal advice. State encourages you to obtain specific professional advice before acting in reliance on any statement contained in this website.
- Links from this website
Within our website you will find some links to other websites provided for your convenience. These websites are not affiliated with State. State does not have any control over the websites, or any material or information which may be obtained from these websites. State makes no warranties or representations regarding the information contained on these websites.
- Links to this website
If you would like to link to any part of our website please contact us for prior permission.
- The use of cookies
Cookies are small data files that a website host computer sends to a website user's computer. We use cookies on the State website to help us remember the information you enter, by passing a unique identification between your computer and the State website that identifies you. This means that as you use the website we can relay any information you have entered earlier back to you at a later time. For example, if you complete a quote and then later go on to apply for the insurance, we can show you the information you have given us during the earlier quote stage eliminating the need to re-enter the information. We do not leave a persistent cookie on your computer - once the State browser window is closed then the cookie is destroyed.
- Disclaimer
The information contained in this website is necessarily generalised. The insurance cover described is in summary form only, and is subject to the terms of the policy wording and schedule. You are advised to read the policy wording and schedule. While every effort has been made to ensure accuracy of this website, no liability is accepted for any errors. We will do our best to ensure that the website is available to you when you need it, free from viruses and unauthorised access. Unfortunately we can't and don't accept responsibility for any consequences if this is not the case. If you use our website inappropriately or maliciously you will indemnify us for anything that happens to us as a result of or in connection with your actions.