We cover builders, contractors, and business owners managing commercial or residential new builds or renovations.
Building from scratch? This cover kicks in from day one until the project’s finished. Contract Works protects your build and materials while the project takes shape.
From small renovations to major commercial fit-outs, Contract Works protects the project and the materials while work’s in progress.
While work's still underway, Contract Works can cover both the building and the renovation against mishaps or loss during construction.
This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.
What's included
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This is just a summary. For a full list of the policy benefits, exclusions and terms, check the policy wording.
Our NZ business insurance specialists can help with cover, claims, payments and more. We’re here 8am to 6pm Monday to Friday (excluding public holidays).
Book a callback with our biz experts and we’ll get your insurance-y stuff sorted. On your time.
Doing a one-off build? Go with a single project policy. Got jobs lined up all year? An annual policy might be the better fit to cover them all. Call us for a quote.
Timelines blow out. It happens. Weather, trade delays, or tricky supply chains can push things out. Pick a cover length with some wiggle room. If things run over, we can help extend your cover. Just give us a bell on 0800 80 24 24.
Doing a home project instead? Head over to our Contract Works page for homeowners.
Highly commended in the New Zealand, General Insurer of the Year category for 11 years in a row.
Committed to treating you fairly. Proudly displaying our Fair Insurance Code credentials.
Our AA Financial strength rating means we have a very strong claims-paying ability.