Repair or replacement of your business vehicle up to the market
value, or the sum insured, whichever is less.*
If your work vehicle is damaged but repairable, we’ll pay the
reasonable costs to repair the vehicle. If it’s uneconomic to
repair your vehicle, we’ll either replace it with a similar
vehicle or pay the market value up to the amount it was insured
for. *Unless the vehicle is leased, in which case we will pay the
market value or the residual value of the leased vehicle,
whichever is greater
Guarantee on repairs by our preferred suppliers
Choose to have your vehicle repaired by an authorised repair
service, or one of our preferred repairers whose work we
guarantee.
Legal liability protection for damage and injury you cause
Covers your legal liability if you, an employee or someone else
using the vehicle with your permission accidentally damages
someone else’s property or injures someone.
Completion of journey costs
If your work vehicle isn’t driveable after an accident, we’ll
cover you for a range of costs such as the cost of hiring a
similar vehicle to complete your journey or to return the driver
of the vehicle to where the journey started and the cost of
returning your work vehicle to your business premises or
recovering it following theft.
Windscreen and windows
If you need to claim for accidental damage that’s just to your
vehicle’s windscreen or windows, you won’t pay any excess.
Manslaughter defence
We’ll cover the legal costs incurred by you, your employee or
another driver in defending a charge of manslaughter or dangerous
driving causing death that arises from an accident involving your
work vehicle.
Download a copy of our Business Vehicles insurance policy