Which house insurance is right for you?
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Home Comprehensive
Full cover for your home up to the amount you choose to insure it for. Cover for all sorts of unwanted surprises such as broken locks and windows. You’re also covered for temporary accommodation up to $20,000 if damage makes your home unliveable, and hidden gradual damage up to $2,500 a year.
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Home Essentials
Just want cover for the essentials? Look no further. If your home is damaged by certain events, you’ll be covered up to present value or the amount you insured your home for (whichever is less).
Compare your house insurance options
Comprehensive
Multi-policy discount*
Legal liability cover up to $1,000,000
Sudden and accidental damage to your home
Alternative accommodation
Hidden gradual damage from leaking water in certain circumstances
Restoration of your garden or lawn
$250 excess for glass breakage
Replacement of keys and locks up to $500
Additional benefits
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Save with State
Insure your car or home with us too and save with our multi policy and Homepack discounts.
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Do it online
Get a quote and buy, lodge a claim or manage your insurance online with My State, your online account.
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![Flybuys]()
Earn Flybuys
State is the only general insurance company that offers Flybuys. Earn Flybuys on every policy with us.
Flybuys T&Cs apply.
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