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Travel. Insured.

Overseas or in NZ? Trip happens. Cover blips from medical mishaps to missed connections1.

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Make a claim

With State? Get 30% off.

If you’re with State, use the code STATECUST30 and get 30% off travel insurance2.

Policies to protect your plans.

International

  • For New Zealand residents travelling overseas
  • For one or many destinations
  • Single or multi-trip options
  • Comprehensive or Essential options
  • Cover variations like snow, adventure, or motorcycle cover

New Zealand

  • For residents travelling in NZ
  • Single or multi-trip options
  • Comprehensive or cancellation-only options
  • Cover variations like snow or adventure cover

Your safety net. Phew.

24/7 emergency assistance.

New Zealand-based customer service.

Claim online. Anytime, anywhere.

Easy online claims.

No need for small talk. Claim online with Cover-More whenever and wherever you like. On a beach lounger, ideally.
Make an online claim

Backed-up by the goods.

Proud to be recognised as one of New Zealand’s most trusted travel insurers.

Committed to treating you fairly. Proudly displaying our Fair Insurance Code credentials.

The nitty gritty details.

  1. This is a summary only. Benefits may vary by plans. Adding extra cover to your base policy will incur additional costs. Limits, sub-limits, conditions, exclusions, and a standard excess may apply. Before deciding to buy this insurance, consider the Policy Wording.
  2. Discount applies to new State Travel insurance policies taken out by existing State customers only, using the promo code STATECUST30. New policies must be quoted and paid for between 11 March and 22 September 2026 to be eligible. Not available with any other offer. The discount applies to the total premium paid, inclusive of any add-on or variations to cover made and is applied before taxes. T&Cs apply. 

Insurance Disclaimer

Limits, sub-limits, conditions, and exclusions apply. Standard excess may apply.

State Travel insurance is administered by Cover-More NZ Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. For further information see Zurich New Zealand's financial strength rating.

Any advice is general advice only. Consider the State Travel Policy Brochure and wording therein before deciding to buy this product. IAG receives a commission for the issue of State branded travel policies arranged through Cover-More (NZ) Limited ("Cover-More").

IAG New Zealand Limited ("IAG"), of which State is a business division, is not the insurer. IAG does not guarantee Zurich New Zealand or Cover-More.