Insure your car and your contents with us and you'll save with our Multi-Policy Discount.
We'll pay the value that we agreed when you took out or last renewed your insurance policy, rather than the market value.
Add extra benefits to Car Comprehensive cover to suit your needs and budget.
Collect Fly Buys points on every policy with State.
Answer a few simple questions
about you and your car.
This is only a summary of the benefits provided. Please refer to the Policy Wordings for details of the cover provided.
*Discounts apply to the base premium amount (or the net base premium after deduction of any other discount(s)) and do not apply to government levies, GST or optional extensions.
Save $50 on comprehensive, $25 on third party, fire and theft, or $10 on third party only car insurance online. Discount applies to first year’s premium. The offer may change or end at any time.
Terms and conditions apply.
Over 1,000 Roadside Rescue vehicles are on call 24/7 around the country. No matter where you are, or who’s driving your car, help is just a phone call away.
0800 10 11 12
If you’re claiming for accidental damage to your car’s windscreen, windows, sun-roof or driving lights, there’s no excess to pay.
We’ll provide a free hire car for you (or pay you $50 a day) for up to 14 days, if your car is being repaired, or is unrecovered after being stolen.
*Also available as an add-on for Third Party, and Third Party Fire & Theft Car insurance
Yes, you can adjust your policy excess where this option is available.
Please note, however, that most car policies have fixed excesses. To find out whether your excess can be adjusted, please email us.
You can collect Fly Buys points if you’re a Fly Buys member and have given us your Fly Buys number.
If you need to make a claim on your personal motor vehicle, home or contents policies, you can do this online. For all other policy types, please call us on 0800 80 24 24.
You can pay your premiums online, as a bill payment by phone or internet, by credit card over the phone, but direct debit, by cheque, or in person at your nearest New Zealand Post. View full answer
To be eligible for our multi-policy discount, you’ll need to have your contents insured with State plus one other qualifying policy. We’ll apply this discount to every policy that qualifies for it. View full answer
Cover for windscreen damage can be added to all car policies, including, comprehensive, third party, fire and theft and third party only policies. When you add the windscreen extension cover to your policy, you can claim for any accidental damage to your windscreen, windows, sunroof, and driving lights without having to pay an excess.
We recommend that you name any driver who’s under 25, or is likely to drive your vehicle on a regular basis. In the event of an accident, young drivers who aren’t named on your policy will pay a higher excess than those who are. View full answer