• Great discounts

    Multi-policy discount of up to 10% and online only discount of up to $75*

    *Terms and conditions apply.

  • Agreed value

    We'll pay the value that we agreed when you took out or last renewed your insurance policy, rather than the market value.

  • Add-ons

    Add extra benefits to Car Comprehensive cover to suit your needs and budget.

  • With our State app you can, access great offers, login to view your policy details, make a claim or pay your renewal.

  • Collect Fly Buys points or Airpoints Dollars on every policy with State.

  • Get a quote

    Answer a few simple questions
    about you and your car.

Compare car insurance options

Online discount

Save $75

Save $25

Save $10

Multi-policy discount
yes
yes
yes
Damage to someone else's vehicle or property
yes
yes
yes
Legal liability protection for damage and injury you cause up to $20 million
yes
yes
yes
Guarantee on most repairs by our approved repairer network
yes
yes
yes
Damage to your car caused by uninsured drivers
yes
yes
yes
Transport and towing expenses
yes
yes
no
Damage caused by fire
yes
yes
no
Theft of your vehicle
yes
yes
no
Up to $300 towards replacing keys and locks
yes
no
no
Accidental loss or damage to your car
yes
no
no
Policy documents

This is only a summary of the benefits provided. Please refer to the Policy Wordings for details of the cover provided.

*Discounts apply to the base premium amount (or the net base premium after deduction of any other discount(s)) and do not apply to government levies, GST or optional extensions.

Save $75 on comprehensive, $25 on third party, fire and theft, or $10 on third party only car insurance online. Discount applies to first year’s premium. The offer may change or end at any time.
Terms and conditions apply.

Add-ons for Car Comprehensive cover

Roadside rescue

Over 1,000 Roadside Rescue vehicles are on call 24/7 around the country. No matter where you are, or who’s driving your car, help is just a phone call away.

0800 10 11 12

Windscreen glass cover*

If you’re claiming for accidental damage to your car’s windscreen, windows, sun-roof or driving lights, there’s no excess to pay and you won’t lose your no claims discount.

Hire car

We’ll provide a free hire car for you (or pay you $50 a day) for up to 14 days, if your car is being repaired, or is unrecovered after being stolen.

*Also available as an add-on for Third Party, and Third Party Fire & Theft Car insurance