Pay your policy.

Ways to pay for your insurance. Sorted.

Payment tips. 

Set up a direct debit to pay by instalments. No extra cost. Phew.

Or, pay the full premium up-front for each policy separately. Online, by phone, or in-person.

Have your policy number handy, like MOTS123456789.

We accept Visa and Mastercard and do not charge a credit card fee.

Most popular

Automatic direct debit.

How it works.

Want less life admin? Choose direct debit. You allow us to collect fortnightly, monthly, quarterly (every 3 months), or annual payments directly from your:

  • bank account
  • debit card or credit card (Visa or Mastercard).

Set it up.

Set up a direct debit when you buy a new policy, or when you renew. Update anytime.

  1. Log in to the app or My State. 
  2. Pick the policy. 
  3. Choose your payment method and frequency. 
  4. Repeat for each policy. Nice. 

Manual card payments. Online.

How it works.

Rather pay the manual way? Make secure online payments by debit card or credit card (Visa or Mastercard). For most policies, this is for annual payments only.

Pay by card in the app or My State.

Payment due? Log in to the app or My State, your online account. Pick your policy. Pay by debit or credit card.

Pay online by card. No login needed.

Make a quick annual payment. Just have your policy number handy.

Pay annually other ways.

Pay in-person through NZ Post.

If your policy schedule has an NZ Post barcode, head to your NZ Post Shop with your policy in hand. Digital or printed.

Pay by card over the phone. Ring ring.

Give us a call on 0800 80 24 24, Monday to Friday, 8am to 6pm, weekends and public holidays from 9am to 6pm.

Have your policy number and card handy.

Pay by internet banking.

Annual payment due? Use internet banking or your bank app. Pay the full premium in a one-off payment. Each policy separately. Done and dusted.

Want to pay in smaller instalments? Direct debits are the way. 

How to pay by internet banking

  1. Log in to your internet banking or bank app.
  2. Search and select payee State Personal Insurance.
  3. Use policy number as reference, like HOMS123456789.
  4. Check the details are correct.
  5. Pay the full annual premium.
  6. Repeat for each of your policies. Tick.

Set up a direct debit.

Direct debit is the easiest way to pay. Your insurance premiums will be taken care of automatically. You choose whether your payments come out on the 10th or the 20th of each month. Then simply set and forget.

To set up a new direct debit:

  • call 0800 80 24 24, or
  • download, print and post our direct debit form to State, FreePost Authority Number 754, PO Box 3233, Wellington, 6140.

Pay by internet banking.

To pay your premium from your bank account, use the search function in your banking app to add State Business Insurance as a new payee (under bill payments). Make sure you put your policy number in the particulars field.

Pay by phone.

0800 80 24 24

8am to 6pm Monday to Friday             

Pay in-person through NZ Post.

You can pay for your renewal at a NZ PostShop. Just take your payment advice into a PostShop that accepts bill payments – you can check on the NZ Post website.

One-off Contract Works payment.

Please note that contract works policies are paid in full as a one-off payment.

Most popular

Automatic direct debit.

How it works.

Want less life admin? Choose direct debit. You allow us to collect fortnightly, monthly, quarterly (every 3 months), or annual payments directly from your:

  • bank account
  • debit card or credit card (Visa or Mastercard).

Set it up.

Set up a direct debit when you buy a new policy, or when you renew. Update anytime.

  1. Log in to the app or My State. 
  2. Pick the policy. 
  3. Choose your payment method and frequency. 
  4. Repeat for each policy. Nice. 

Manual card payments. Online.

How it works.

Rather pay the manual way? Make secure online payments by debit card or credit card (Visa or Mastercard). For most policies, this is for annual payments only.

Pay by card in the app or My State.

Payment due? Log in to the app or My State, your online account. Pick your policy. Pay by debit or credit card.

Pay online by card. No login needed.

Make a quick annual payment. Just have your policy number handy.

Pay annually other ways.

Pay in-person through NZ Post.

If your policy schedule has an NZ Post barcode, head to your NZ Post Shop with your policy in hand. Digital or printed.

Pay by card over the phone. Ring ring.

Give us a call on 0800 80 24 24, Monday to Friday, 8am to 6pm, weekends and public holidays from 9am to 6pm.

Have your policy number and card handy.

Pay by internet banking.

Annual payment due? Use internet banking or your bank app. Pay the full premium in a one-off payment. Each policy separately. Done and dusted.

Want to pay in smaller instalments? Direct debits are the way. 

How to pay by internet banking

  1. Log in to your internet banking or bank app.
  2. Search and select payee State Personal Insurance.
  3. Use policy number as reference, like HOMS123456789.
  4. Check the details are correct.
  5. Pay the full annual premium.
  6. Repeat for each of your policies. Tick.

Set up a direct debit.

Direct debit is the easiest way to pay. Your insurance premiums will be taken care of automatically. You choose whether your payments come out on the 10th or the 20th of each month. Then simply set and forget.

To set up a new direct debit:

  • call 0800 80 24 24, or
  • download, print and post our direct debit form to State, FreePost Authority Number 754, PO Box 3233, Wellington, 6140.

Pay by internet banking.

To pay your premium from your bank account, use the search function in your banking app to add State Business Insurance as a new payee (under bill payments). Make sure you put your policy number in the particulars field.

Pay by phone.

0800 80 24 24

8am to 6pm Monday to Friday             

Pay in-person through NZ Post.

You can pay for your renewal at a NZ PostShop. Just take your payment advice into a PostShop that accepts bill payments – you can check on the NZ Post website.

One-off Contract Works payment.

Please note that contract works policies are paid in full as a one-off payment.

Most popular

Automatic direct debit.

How it works.

Want less life admin? Choose direct debit. You allow us to collect fortnightly, monthly, quarterly (every 3 months), or annual payments directly from your:

  • bank account
  • debit card or credit card (Visa or Mastercard).

Set it up.

Set up a direct debit when you buy a new policy, or when you renew. Update anytime.

  1. Log in to the app or My State. 
  2. Pick the policy. 
  3. Choose your payment method and frequency. 
  4. Repeat for each policy. Nice. 

Manual card payments. Online.

How it works.

Rather pay the manual way? Make secure online payments by debit card or credit card (Visa or Mastercard). For most policies, this is for annual payments only.

Pay by card in the app or My State.

Payment due? Log in to the app or My State, your online account. Pick your policy. Pay by debit or credit card.

Pay online by card. No login needed.

Make a quick annual payment. Just have your policy number handy.

Pay annually other ways.

Pay in-person through NZ Post.

If your policy schedule has an NZ Post barcode, head to your NZ Post Shop with your policy in hand. Digital or printed.

Pay by card over the phone. Ring ring.

Give us a call on 0800 80 24 24, Monday to Friday, 8am to 6pm, weekends and public holidays from 9am to 6pm.

Have your policy number and card handy.

Pay by internet banking.

Annual payment due? Use internet banking or your bank app. Pay the full premium in a one-off payment. Each policy separately. Done and dusted.

Want to pay in smaller instalments? Direct debits are the way. 

How to pay by internet banking

  1. Log in to your internet banking or bank app.
  2. Search and select payee State Personal Insurance.
  3. Use policy number as reference, like HOMS123456789.
  4. Check the details are correct.
  5. Pay the full annual premium.
  6. Repeat for each of your policies. Tick.

Set up a direct debit.

Direct debit is the easiest way to pay. Your insurance premiums will be taken care of automatically. You choose whether your payments come out on the 10th or the 20th of each month. Then simply set and forget.

To set up a new direct debit:

  • call 0800 80 24 24, or
  • download, print and post our direct debit form to State, FreePost Authority Number 754, PO Box 3233, Wellington, 6140.

Pay by internet banking.

To pay your premium from your bank account, use the search function in your banking app to add State Business Insurance as a new payee (under bill payments). Make sure you put your policy number in the particulars field.

Pay by phone.

0800 80 24 24

8am to 6pm Monday to Friday             

Pay in-person through NZ Post.

You can pay for your renewal at a NZ PostShop. Just take your payment advice into a PostShop that accepts bill payments – you can check on the NZ Post website.

One-off Contract Works payment.

Please note that contract works policies are paid in full as a one-off payment.

Payment help.

Missed or overdue?

If you missed a payment, contact us to sort it.

Setup support

Need help? Contact us or search our common help topics

Internet security

Concerns about internet security? Chat to your bank. Most banks have an online banking guarantee to help protect customers and are happy to give you more info.