Contents Insurance

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Which contents insurance is right for you?

  • Contents Comprehensive insurance

    Contents Comprehensive

    The full cover option. We repair or replace most items, regardless of age, up to the amount you choose to insure them for. You’ll also be covered for up to $1 million if you accidentally damage someone else’s property or cause injury.



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  • Homepack Comprehensive insurance

    Homepack Comprehensive

    Combine our Home and Contents Comprehensive policies and save up to 15%.

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Compare contents insurance options.

Multi-policy discount*
Legal liability cover up to $1,000,000
Cover for valuable single items up to a set limit
Sudden and accidental loss or damage
Sudden accidental loss due to specified events
Alternative accommodation costs
Max $20,000
Hidden gradual damage from leaking water in certain circumstances
Home office contents up to $7,500
Repair or replacement cover for most items
Your belongings in their present condition

Additional benefits

  • Save with State

    Insure your car or home with us too and save with our multi policy and Homepack discounts.

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  • Do it online

    Get a quote and buy, lodge a claim or manage your insurance online with My State, your online account.

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  • Fly Buys

    State is the only general insurance company that hands out Fly Buys points. Collect Fly Buys points on every policy with us.

    Fly Buys T&Cs apply.

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