Machinery Breakdown insurance that’s all go.

Reliable cover for the machines that power your business.

Big machines. Big cover.

Mid-job breakdown.

Essential machinery gets damaged and suddenly stops working. Uh oh. We’ll repair or replace it at market value so your business doesn’t stall.

Pressure vessel or boiler blows.

If a boiler or pressure vessel overheats, explodes or collapses, we’ll cover the machinery damage to get things humming again. 

Electric motor fizzles.

If there’s an accident that causes an electric motor break down, we’ll cover the cost to hire a replacement, so the job keeps moving.

This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.

What’s covered? The nuts and bolts.

What’s included

What’s included

What’s included

Mechanical, electrical or electronic breakdown of machinery
Repair or replacement of damaged machinery
Accidental loss to newly acquired machinery

Up to $50,000

Hire of a replacement electric motor

Up to $5,000

Replacement of lost refrigerant gas

Up to $5,000

Demolition and disposal of damaged machinery

Up to $10,000

Explosion, overheating or collapse of boilers and pressure vessels up to the machinery’s sum insured
Damage during machinery modifications

Up to $10,000

Damage during statutory safety testing

Up to $5,000

Optional benefits

Optional benefits

Express freight to expedite machinery repairs or replacement within New Zealand

Optional extra

Express overseas airfreight for machinery repairs or replacement

Optional extra

Damage to dies fitted to machinery

Optional extra

Damage to submersible pumps and hire of a replacement pump

Optional extra

What’s included

What’s included

Mechanical, electrical or electronic breakdown of machinery
Repair or replacement of damaged machinery
Accidental loss to newly acquired machinery

Up to $50,000

Hire of a replacement electric motor

Up to $5,000

Replacement of lost refrigerant gas

Up to $5,000

Demolition and disposal of damaged machinery

Up to $10,000

Explosion, overheating or collapse of boilers and pressure vessels up to the machinery’s sum insured
Damage during machinery modifications

Up to $10,000

Damage during statutory safety testing

Up to $5,000

Optional benefits

Optional benefits

Express freight to expedite machinery repairs or replacement within New Zealand

Optional extra

Express overseas airfreight for machinery repairs or replacement

Optional extra

Damage to dies fitted to machinery

Optional extra

Damage to submersible pumps and hire of a replacement pump

Optional extra

Policy wording

This is just a summary. For a full list of the policy benefits, exclusions and terms, check your policy wording.

Making insurance simple.

Experts on hand.

Our NZ business insurance specialists can help with cover, claims, payments and more. We’re here 8am to 6pm Monday to Friday (excluding public holidays).

No time to waste? We’ll call you.

Book a callback with our biz experts and we’ll get your insurance-y stuff sorted. On your time. 

Easy payments. 

Explore our payment options for businesses and choose one that fits. Sorted. 

Business FAQs. Answered.

You might be able to. But only if the person doing the work is experienced, knows what they are doing and is able to carry out that type of work. Not sure? Call us to check on 0800 80 24 24. It’s all part of finding the best business insurance for your needs.

A service plan helps with machine upkeep. But if there’s sudden and accidental damage or a breakdown, a service technician may still charge for additional repair costs. That’s where Business Machinery Breakdown insurance kicks in, covering repairs to machinery after a breakdown. A smart backup for NZ small businesses. Call us on 0800 80 24 24 to compare your options.

Backed-up by the goods.

Highly commended in the New Zealand, General Insurer of the Year category for 11 years in a row.

Committed to treating you fairly. Proudly displaying our Fair Insurance Code credentials.

Our AA Financial strength rating means we have a very strong claims-paying ability.