Machinery breakdown insurance

Sudden and accidental breakdown of mechanical, electrical or electronic
plant and equipment

Applies to mechanical, electrical or electronic machines that you use in your business, except motor vehicles. It covers sudden and accidental mechanical breakdown but not wear and tear.

Repair, replacement or replacement value

Depending on how new the machinery is we will either repair, replace or pay you the value of the machinery at the time of loss.

Option to extend cover for refrigerated contents

We cover the cost of replacing the contents of refrigeration units if they perish because a refrigerator breaks down, or in the event of a lengthy power cut.

Download our Machinery breakdown insurance policy

• Business insurance policy
• Machinery breakdown insurance policy

This information is intended as a guide only. There are exclusions and limits to the cover we provide. For the policy wording see our Business insurance policy (PDF) or our Machinery breakdown insurance policy (PDF).