Machinery breakdown insurance

Sudden and accidental breakdown of mechanical, electrical or electronic plant and equipment

Applies to mechanical, electrical or electronic machines that you use in your business, except motor vehicles. It covers sudden and accidental mechanical breakdown but not wear and tear.

Repair or replace your machinery

Covers your business machinery for sudden and accidental breakdown.

If it is repairable, we’ll reimburse you for the costs incurred to repair the machine to a condition immediately before the loss. If it can't be repaired, we'll either replace with an equivalent machine of the same condition, age and specifications or pay you its second hand value.

Download our Machinery breakdown insurance policy

• Machinery breakdown insurance policy

This information is intended as a guide only. There are exclusions and limits to the cover we provide. For the policy wording see our Machinery breakdown insurance policy (PDF).