Business Interruption insurance. Less stop. More go.

Cover that keeps business moving when the unexpected strikes.

Policy perks that power on.

Revenue takes a hit.

If damage to your workplace or to nearby property stops you trading, Business Interruption insurance steps in. Covering lost revenue, rent, or turnover while you get back on your feet.

Bills. Bills. Bills.

When property damage slows business, we can help with the extra costs to keep things moving. Like hiring generators, temp staff, or even advertising for new tenants after repairs are done.

Help with the paperwork.

If you need an accountant or staff time to pull together your claim, Business Interruption insurance covers the costs. Less admin. More action.

This information is intended as a guide only. Exclusions and limitations apply. Talk to us about these or refer to the full policy wording.

What you can cover. Options to suit.

What can be included

What can be included

What can be included

Loss of insured profit
Loss of rent
Loss of revenue
Payroll (salary and wages)
Redundancy pay
Wages in lieu of notice
Books debts
Rewriting of records
Claims preparation costs
Additional increased costs of working

Optional benefits

Optional benefits

Natural disaster damage

Optional extra

What can be included

What can be included

Loss of insured profit
Loss of rent
Loss of revenue
Payroll (salary and wages)
Redundancy pay
Wages in lieu of notice
Books debts
Rewriting of records
Claims preparation costs
Additional increased costs of working

Optional benefits

Optional benefits

Natural disaster damage

Optional extra

Policy wording

This is just a summary. For a full list of the policy benefits, exclusions and terms, check the policy wording.

Making insurance simple.

Experts on hand.

Our NZ business insurance specialists can help with cover, claims, payments and more. We’re here 8am to 6pm Monday to Friday (excluding public holidays).

No time to waste? We’ll call you.

Book a callback with our biz experts and we’ll get your insurance-y stuff sorted. On your time. 

Easy payments. 

Explore our payment options for businesses and choose one that fits. Sorted. 

Business FAQs. Answered.

Business Interruption insurance can still help if your business is affected by damage nearby, your workplace access is blocked, or if a supplier or customer’s premises are damaged. Even when your own premises aren’t damaged. It depends on your policy and the situation. Check your policy schedule or compare business insurance options to find the best fit. Or call us on 0800 80 24 24.

Backed-up by the goods.

Highly commended in the New Zealand, General Insurer of the Year category for 11 years in a row.

Committed to treating you fairly. Proudly displaying our Fair Insurance Code credentials.

Our AA Financial strength rating means we have a very strong claims-paying ability.