Contract Works Insurance

Materials and equipment on the construction site

Covers equipment and building materials located at the construction site, including those supplied by the principal.

Construction and maintenance period

We'll cover your liability to rectify any damage to the property caused by the contract works or by carrying out work during the maintenance period.

Materials in transit

Your construction materials are covered while they’re in transit by road, rail, airfreight, ferry or ship anywhere in New Zealand, as long as they’re intended for part of the work you’ve undertaken. The most we'll pay is $25,000 for any event.

Professional fees

We’ll cover the cost of architects, surveyors, engineers and others who are engaged to help you repair or replace your contract works.

Reinstatement of insurance

After we have paid a claim, we’ll automatically reinstate your cover, unless any additional premium is required.

Removal of debris

We’ll pay for demolition and debris removal if you have to clear a site so you can repair damage or rebuild a work in progress.

Optional extension for temporary buildings

We offer optional cover on temporary buildings such as site offices and huts that are used while your business does work at the construction site..

Download a copy of our Contract Works Single Project insurance policy

Download a copy of our Contract Works Single Project insurance policy.

This information is intended as a guide only. There are exclusions and limits to the cover we provide. For the policy wording see our Contract works insurance policy wording (PDF).