Business insurance that’s the business.

More expert support. Less corporate speak.

Cover for your business.

No matter what industry you’re in we've got business insurance to protect your workplace, assets, and liability. Cover for your bread and butter.  

Tradies

Tap left on or your tools ran off? Work wheels in an accident? No worries. Cover options for tradies if things go wonky on a job.

Builders

On a busy work site anything can happen. From burst pipes and tools going walkies, to nail gun mishaps. Cover for builders that's got your back.

Taxi & Rideshare

On a busy work site anything can happen. From burst pipes and tools going walkies, to nail gun mishaps. Cover for builders that's got your back.

Courier

On the road all day? From van troubles to lost parcels, or a dropped delivery. Cover for courier drivers to keep the wheels turning.

Business liability

A customer trips. A job goes wrong. Or, you’re held responsible for  accidental damage. Business Liability insurance helps cover legal costs and keep courtroom chaos at bay. 

Business vehicle

If your work vehicle is stolen, accidentally damaged, or off the road, Business Vehicle insurance helps get you moving again. 

Material damage

Buildings, stock, or equipment accidentally damaged or destroyed? Material Damage insurance covers the costs to get you rebuilt and ready to start trading again.

Mobile assets

Tools, tech, or stock on the move? Mobile Assets insurance covers your gear if it’s stolen, accidentally damaged, or lost while out on the job.

Business interruption

Floods, fires, or other setbacks can stop business in its tracks. Business Interruption insurance helps with the costs while you get back on your feet.

Machinery breakdown

If essential equipment accidentally breaks down, Machinery Breakdown insurance covers the repairs or replacement costs. Keep the cogs turning.

Stock deterioration

An unexpected power failure or faulty fridge can ruin perishable stock. Stock Deterioration insurance covers the losses, so your bottom line doesn’t take the hit.

Contract works

Building projects don’t always go to plan. Contract Works insurance covers  accidental damage or unexpected costs in the event of a loss. Keep the job site ticking.

Talk to our business experts.

Making insurance simple.

Experts on hand.

Our NZ business insurance specialists can help with cover, claims, payments and more. We’re here 8am to 6pm Monday to Friday (excluding public holidays).

No time to waste? We’ll call you.

Book a callback with our biz experts and we’ll get your insurance-y stuff sorted. On your time. 

Easy payments. 

Explore our payment options for businesses and choose one that fits. Sorted. 

24/7 Roadside help.

Add State Roadside Rescue for business vehicles for less than $7 a month*. Up to three callouts a year.  

Towing. Tyres. Technical advice. Terrific. 

*T&Cs apply.

Business FAQs. Answered. 

Business insurance is there when things go wrong. Like theft, damage or a legal claim. Whether you’ve got a large team or need small business insurance in NZ, the right cover can help you bounce back to do what you do best.

You can pay your insurance premium by monthly direct debit on the 10th or 20th, or annually by Visa, MasterCard, or EFTPOS. Payments can also be made at a PostShop or via internet banking. Compare the available ways to pay your NZ business insurance premium.

Backed-up by the goods.

Highly commended in the New Zealand, General Insurer of the Year category for 11 years in a row.

Committed to treating you fairly. Proudly displaying our Fair Insurance Code credentials.

Our AA Financial strength rating means we have a very strong claims-paying ability.