Get more from your contract insurance
Materials and equipment on the construction site
Covers equipment and building materials located at the construction site, including those supplied by the principal.
Construction and maintenance period
Our cover may extend to any maintenance period you may have contracted for your project once it’s completed.
Materials in transit
Your construction materials are covered while they're in transit by road, rail, airfreight, ferry or ship anywhere in New Zealand, as long as they're intended for part of the work you've undertaken.
We’ll cover the cost of architects, surveyors, engineers and others who are engaged to help you repair or replace your contract works.
Increased costs during construction
We cover increases in the cost of labour and materials following a claim increase
Reinstatement of insurance
If you have to make a claim, we'll automatically reinstate your cover, provided you pay the premium.
Removal of debris
We'll pay for demolition and debris removal if you have to clear a site so you can repair damage or rebuild a work in progress.
Optional extension for temporary buildings
We offer optional cover on temporary buildings such as site offices and huts that are used while your business does work at the construction site.
Download a copy of our Contract works policy
Download a copy of our Contract works insurance policy.
Call for a quote
0800 80 24 24
Please note this product does not qualify for a multi-policy discount. This information is intended as a guide only. There are exclusions and limits to the cover we provide. For the policy wording see our
Contract Works Insurance policy (PDF).
Why get Contract Works
Protect your investment
Cover equipment and materials on-site
Be prepared for the unexpected
Fly Buys points Frequently asked questions...
State Insurance is a business division of . This information is only intended as a
Policy limits and exclusions apply. Please refer to the policy wording for full terms and
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