We’ll cover your legal liability if you accidentally damage someone else’s property or injure someone while using your motorbike or someone else’s vehicle. Provided they’re approved in advance by us, we’ll also cover the costs of your legal defence.
This cover extends to anyone else driving your motorbike if you gave them permission to use it, they don’t have any other insurance and they meet the same terms of this policy that you must meet.
We will pay up to $3,000 and you won’t have to pay the excess on a claim for damage caused by an uninsured driver. You need to prove that it was the other driver’s fault, and give us the registration number of the other driver’s vehicle and their contact details. You’ll also need to help us recover your claim from the driver or the owner of the other driver’s vehicle.
We’ll cover up to $5,000 of the legal costs incurred by you, your partner or a family member for defending a charge such as manslaughter or dangerous driving causing death as a result of driving your motorbike.
If your motorbike isn’t driveable after an accident we’ll cover the cost of getting it to a repairer or safe place. We’ll pay the cost of clearing debris from a road or parking area after an accident that’s covered by this policy.
This cover applies when you’re using your motorbike for personal or business use, but not if you’re carrying fare-paying passengers or racing your motorbike.
This information is intended as a guide only. There are exclusions and limits to the cover we provide. For the policy wording see our Motorbike third party insurance policy (PDF).