Save on insurance with State
Find out how to save on your insurance policy:
- Car and Motorcycle insurance
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10% multi policy discount - If you have your vehicle insured with State and take out contents insurance with us, you may qualify for our multi policy discount.
Years of insurance discount - If you have held your policy with State for more than a year you may qualify for a year of insurance discount.
Immobiliser discount - If your vehicle has an approved immobiliser, you could be entitled to a discount on your premium.
Get an online car insurance quote here:
- Contents insurance
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10% multi policy discount - If you have your contents insured with State and you take out another home, car, contents, motorcycle or landlord policy with us, you may qualify for a multi policy discount.
Linked policy discount - If you insure both your home and your contents at the same address, you can choose to link them as a single policy called HomePack, which may qualify you for our linked policy discount.
Years of insurance discount - If you have held your insurance policy with us for more than a year you may qualify for a years of insurance discount.
Burglar alarm discount - If your home has a professionally installed alarm, you could be entitled to a premium discount (if the alarm meets our requirements).
Voluntary excess discount – you can choose a higher voluntary excess which means you may qualify for lower premiums. Please note that in some cases your insurance cover may have an imposed excess so this will not apply.
- House insurance
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10% multi policy discount - If you have home insurance and take out contents with us, you may qualify for our multi policy discount.
Linked policy discount - If you insure both your home and your contents at the same address, you can choose to link them as a single policy called HomePack, which may qualify you for our linked policy discount.
Voluntary excess discount – you can choose a higher voluntary excess which means you may qualify for lower premiums. Please note that in some cases your insurance cover may have an imposed excess so this will not apply.
- Landlord insurance
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10% multi policy discount - If you have home insurance and take out contents with us, you may qualify for our multi policy discount.
Years of insurance discount - Once you've held your Landlord policy with State for more than a year you may qualify for our years of insurance discount.
Voluntary excess discount - you can choose a higher voluntary excess which means you may qualify for lower premiums. Please note that in some cases your insurance cover may have an imposed excess so this will not apply.
- Business insurance
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Security discount - If your vehicle has an approved alarm and/or immobiliser, you could be entitled to a premium discount.
Contact us
Contact us to see if you are eligible for any discounts or just to find out more. Discounts apply to the company premium before optional extensions, levies and GST are factored in. If you get two or more discounts, we may choose to apply each discount one after another.
Our phone lines are much busier than usual, so there may be a long wait.
Did you know you can pay, claim, cancel, and more online? View all online options.
Alternatively, talk to Sam, our Chatbot, who can help with simple insurance questions.