We're an award winning insurer

Trusted Brand 2014 Trusted Brand 2015 Trusted Brand 2016 Trusted Brand 2017 Trusted Brand 2018 Trusted Brand 2019 Trusted Brand 2020 Trusted Brand 2021
  • Insuring Kiwis for over 100 years

    State Insuring kiwis for over 100 years

    We’ve been keeping Kiwis covered since our humble beginnings as a state-owned enterprise at our founding in 1905. Our competitors said we wouldn't survive.

    We have become one of New Zealand's leading fire and general insurance providers and with age, comes experience.

    With Contact Centres in Auckland, Palmerston North, Wellington, Christchurch and Manila, and a range of online services, you can get in touch with us on your terms. Plus, if your car suffers a breakdown, we're here to assist with State Roadside Rescue, which is available 24/7 anywhere in the country.

  • Quote, buy & manage your insurance online

    Quote, buy and manage your insurance online

    Insurance is increasingly becoming a 24-hour business and just because we're closed, doesn't mean you need to stop what you're doing.

    Bought a new car and need cover right away? No problem. You can get a quote and buy cover online in less than 5 minutes and you'll even save up to $50 off your first year's premium.

    With My State, your online account; you can view your policy information and download your documents.

    Find out more

  • Flybuys

    We offer Flybuys

    State is a proud participant of the Flybuys reward programme. We’re the only general insurance company to offer Flybuys, so if you register your Flybuys card with us we’ll reward you with one Flybuys for every $25 of premium you pay* on all State policies. We’ll also give you chances to get bonus Flybuys throughout the year too. Sweet.

    With Flybuys you can choose how you want to be rewarded, with Flybuys Points to spend in the Flybuys store, extra fuel discounts at Z or Caltex, or New World dollars to save on groceries.

    Please note: There is a limit of 500 Flybuys for all Business policies in any one insurance year.

    Find out more

Check out what our customers say about us

At State, we love listening to our customers. Here are some real testimonials from the feedback we receive.

Our phone lines are much busier than usual, so there may be a long wait.

Did you know you can pay, claim, cancel, and more online? View all online options.

Alternatively, talk to Sam, our Chatbot, who can help with simple insurance questions.