Car insurance | Compare, Quote and Save up to $50 | State NZ

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Which car insurance is right for you?

Comprehensive

Full cover for accidental loss or damage to your car as well as accidental damage to someone else’s car.

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Car Third Party, Fire and Theft

Cover for loss or damage to your car from fire or theft, plus accidental damage to someone else’s car.

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Car Third Party Only

Cover for accidental damage to someone else’s car.

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*Discounts apply to the base premium amount (or the net base premium after deduction of any other discount(s)) and do not apply to government levies, GST or optional extensions.

Save $50 on comprehensive, $25 on third party, fire and theft, or $10 on third party only car insurance online. Discount applies to first year’s premium. The offer may change or end at any time.

Terms and conditions apply.

Compare car insurance options

Full cover

Mid-level cover

Basic cover

Comprehensive

Third party, fire and theft

Third party only

Online discount

Save $50

Save $25

Save $10

Multi-policy discount

Accidental loss or damage to your car

_{(for fire, theft, attempted theft or natural disaster only)}

Damage to someone else's vehicle or property

Legal liability protection for damage and injury you cause up to $20 million

Guarantee on most repairs by our approved repairer network

_{(up to $3,000)}

_{(up to $3,000)}

Damage to your car caused by uninsured drivers

_{(up to $3,000)}

_{(up to $3,000)}

Towing expenses

Transport expenses

Up to $300 towards replacing keys and locks

Optional Covers

Roadside Rescue

Windscreen and Glass Cover (excess buy-out)

Car Hire

Policy documents

Included

Optional

Not included

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Get a quote

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Get a quote

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_{This is only a summary of the benefits provided. Please refer to the Policy Wordings for details of
the cover provider.}

Are you after cover for your business vehicle? Find out more about our Business vehicle insurance.

Add-ons for Car Comprehensive cover

Roadside rescue

For just $30 extra each year, you’ll get up to two free Roadside Rescue call-outs over 12 months. No matter who’s driving your car, 24/7 help is just a phone call away. Available with all State car policies.

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Windscreen glass cover

For a small extra cost, we’ll waive your excess for windscreen and glass claims (windows, sun-roofs or driving lights). Available with all State car policies.

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Hire car

We’ll provide a hire car and if we’re unable to arrange this, we’ll pay $50 a day, for up to 14 days while your car's being repaired or if it has been stolen. Available with State Comprehensive Car Insurance only.

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Additional benefits

Save with State

Insure your car and contents with us and save with our Multi-Policy Discount.

Do it online

Get a quote and buy, lodge a claim or manage your insurance online with My State, your online account.

Online car claims

Log into My State and lodge your claim online.

Fly Buys

State is the only general insurance company that hands out Fly Buys points. Collect Fly Buys on every policy with us. Fly Buys T&Cs apply.

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Contents insurance

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Travel insurance

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Business Vehicle insurance

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Get in touch

Information, quotes, payments and claims

0800 80 24 24

Roadside Rescue

0800 10 11 12

Personal insurance

Business insurance

Existing customers

About us

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State Insurance is a business division of IAG New Zealand Limited. This information is only intended as a guide. Policy limits and exclusions apply. Please refer to the policy wording for full terms and conditions.

© IAG New Zealand Limited 2018