If you have a problem

We’ll always do our very best to get things right and provide you with the service you expect from us. However, sometimes things do go wrong – so when they do, we want to resolve the problem as quickly as possible. Here’s what to do:

Contact the office you have been dealing with

Step 1: Discuss your problem with the person you’ve been dealing with. Talk through your concerns and we’ll try to resolve it.

Step 2: If you’re still unhappy with the answer, contact their Team Leader. At this stage it is best to put your complaint in writing. But if you prefer, you can phone the Team Leader instead. They’ll acknowledge that your complaint has been received, investigate the matter and then inform you of the outcome.

If you’re not satisfied with this outcome

Step 3: Next, write to:

Roger Wallace
General Manager Customer Delivery
State Insurance
Private Bag 92130
Victoria Street West
Auckland 1142

We’ll acknowledge your complaint within three working days from when we receive it and make sure it’s fully investigated. You will be sent written advice of the outcome within 10 working days – or, if no decision has been made, we’ll give you an update on the progress of your case.

Step 4: Finally, if we are unable to resolve your complaint within three months of receiving it from Step 3, we’ll tell you.

We’ll also tell you of your rights under the Insurance & Financial Services Ombudsman Scheme (IFSO Scheme), which considers complaints relating to insurance claims. This is an independent scheme that’s free of charge to you.

The IFSO Scheme has the authority to make binding decisions upon insurance companies for certain claims up to the value of $200,000 (excluding GST).

Should you wish to have your complaint considered by the IFSO Scheme, you have to complete Steps 1 – 3 above first.

You must contact the IFSO office no later than three months after we inform you that a deadlock has been reached with your complaint. You can contact the Insurance & Financial Services Ombudsman by phoning 0800 888 202 or (04) 499 7612, by fax at (04) 499 7614 or by writing to PO Box 10-845, Wellington 6143.

You’ll find additional information and contact details at www.ifso.nz.